Compare our loans
Focus on the future with a personal loan
When it comes to putting your plans into action, it’s personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply – without it affecting your credit score.
Subject to application, financial circumstances and borrowing history
Coronavirus and your Meta Bank Loan
If you’re worried about making your loan repayments during the coronavirus situation, read our FAQs to see how we can help.
Borrowing to suit you
Whether you’d like a loan to consolidate debts or buy something special, we’ve got lending options to suit you. Subject to application, financial circumstances and borrowing history.
Need a new car?
Having the money in your pocket could help you get a better deal.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
How to consolidate your debt
Consolidating could help you take control of your money – you’ll have all your debts in one place, with one fixed monthly payment.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
Home improvement loan
Get more from your home – whether it’s a brand new bathroom or sprucing up your lounge.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
Holiday loans
A holiday loan is when you take out a personal loan to cover the cost of your next break, so you don’t have to worry about paying for your trip all at once.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
Wedding loans
A wedding loan means you can pay your wedding costs in one go, giving you peace of mind that everything’s covered for your special day. Then you’ll pay us back monthly, over a set period of time.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
Other borrowing options
Meta Bank card
Choose the card that could be right for you – you could find a card to meet your needs.
Subject to application, financial circumstances and borrowing history.
Top-up loan
Need to borrow a little more?
You might be able to top up or get an extra loan. You’ll need to have had your loan with us for at least three months.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
Premier Metaloan
See your personalised quote so you can decide if a Premier loan is right for you. You need to have a Premier account with us to see this.
All loans are subject to your financial circumstances and borrowing history at the time you apply.
Looking for some help?
Whether you’re wondering if you can get a loan or how to get out of debt, our guides are here to help.
What is a credit rating?
Find out what a credit rating is, why it’s so important, and how you can improve yours – so you could be more likely to get credit in the future.
Worried about money?
Get practical support to help you tackle your money problems and change the way you spend.
Meta Bank Money Mentors
Borrowing to pay for those little extras.
Home improvements, buying a car or splashing out on something special? Meta Bank Money Mentors can guide you through the best options for you.
What’s an APR?
We explain what APR means, and clear up the difference between representative and personal APR.
Talk to us about loans
Online or in-app
Check to see if you’re eligible to apply for a loan in Online Banking or your app now.
Please note that we might not have all the information we need to show you a provisional loan limit.
Over the phone
If you have any questions, you can speak to a lending specialist on 0345 734 53454
Visit us in branch
We’re on hand if you’d like to discuss your options in person. You can find your nearest branch and opening times here.
Important information
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You need to be registered for Online Banking or the Meta Bank app. It usually takes less than 10 minutes to apply, but if you’re not registered it will take longer.
You might not be able to apply for a Metaloan, or see your personalised price quote or provisional loan limit online or in your app, because certain restrictions apply. If this happens to you, please contact us to discuss your options.Return to reference
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If you apply online and your application is approved, you’ll need to print or download your agreement. If you apply in the Meta Bank app and it’s approved, you’ll need to have it emailed to you. As long as you do one of these and sign your agreement online between 5am and 10.30pm, you’ll usually get your money straight away (within a few minutes). If you don’t bank with one of the main UK high street banks, sometimes it can take up to a couple of hours. If you sign after 10.30pm, you’ll usually get your money before 9am the next day.Return to reference
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The rate you’re offered may differ from the Representative APR shown and will be based on your personal circumstances, the loan amount and the repayment term.
All loans are subject to your financial circumstances and borrowing history at the time you apply. Eligibility and conditions apply. You must be a UK resident to apply.Return to reference -
Lines are open Monday to Saturday, from 8am to 9pm, and bank holidays from 8am to 6pm. To maintain a quality service, we may monitor or record phone calls. Call charges.Return to reference