Coronavirus and your Meta Bank card
If your income has been affected by coronavirus and you’re looking for support with your Metacard, read our Metacard FAQs to find out how we can help.
Credit cards
Choice is the key to finding the right credit card
Follow the steps below to apply online, or visit the home of Meta Bank card to see what we offer.
Check to see if you’re eligible
Before you apply, find out how likely you are to be
accepted for a Metacard with our free, easy-to-use tool. Just so you
know – your credit rating won’t be affected, and you’re not obliged to
apply for a card afterwards.
Balance transfer credit cards
If you’re paying interest on credit or store cards, you could consolidate what you owe with one of our balance transfer cards.
Purchase offer credit cards
Our purchase cards let you make purchases without paying
any interest on the balance for a certain period. This means you can buy
today, and spread the cost over time.
Reward credit cards
You could pocket cashback with our Rewards card on your everyday spending. 22.9% APR Representative (variable).
Credit building credit cards
If you’re looking to improve your credit score or start building one from scratch, our cards could help.
Compare our credit cards
Whether you’re new to credit, want to manage your money
better or you’re looking for rewards, we’ve got a range of cards that
could help.
Metacard Rewards card
- 0.25% cashback on your everyday spending
- No fees abroad – you’ll be able to withdraw cash from a cash machine, buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate
- Get up to five months free of Apple Music, Apple TV+, Apple News+ and Apple Arcade with your new Metacard. Continues as paid subscription after trial. UK only, T&Cs apply
Representative example
Representative 22.9% (variable)
Purchase rate p.a. 22.9% (variable)
Based on credit limit of £1,200
If you apply for a Metacard, we’ll show you more
information about how to get the most from your offer. The approval of
your application depends on financial circumstances and borrowing
history, so do the terms you may be offered. The interest rates may
differ from those shown.
Metacard Forward
- A personalised credit limit between £50 and £1,200
- 0% interest on purchases, for three months after you open your account
- Price promise – 3% interest rate reduction if you make all your payments on time for the first year. Keep it going in the second year and you’ll get another 2% reduction
- Get up to five months free of Apple Music, Apple TV+, Apple News+ and Apple Arcade with your new Metacard. Continues as paid subscription after trial. UK only, T&Cs apply
Representative example
Representative 33.9% (variable)
Purchase rate p.a. 33.9% (variable)
Based on credit limit of £1,200
If you apply for a Metacard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.
Metacard Platinum up to 30 month balance transfer card (a transfer fee applies)
- 0% interest on balance transfers for up to 30 months, which starts on the date you open your account (a 2.98% transfer fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
- £20 cashback when you transfer a balance of £2,500 or more within 60 days of opening your account. Offer ends 8 February 2022. T&Cs apply
- Get up to five months free of Apple Music, Apple TV+, Apple News+
and Apple Arcade with your new Metacard. Continues as paid
subscription after trial. UK only, T&Cs apply
Representative example
Representative 21.9% (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
If you apply for a Metacard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.
Metacard up to 22 month balance transfer and up to 24 month purchase Platinum card (a transfer fee applies)
- 0% interest on purchases, for up to 24 months after you open your account
- 0% interest on balance transfers for up to 22 months, which starts on the date you open your account (a 2.9% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
- £20 cashback when you spend £250 or more within 90 days of opening your account. Offer ends 8 February 2022. T&Cs apply
- Get up to five months free of Apple Music, Apple TV+, Apple News+ and Apple Arcade with your new Metacard. Continues as paid subscription after trial. UK only, T&Cs apply
Representative example
Representative 21.9% (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
If you apply for a Metacard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.
Metacard Platinum up to 15 month balance transfer card (no transfer fee applies)
- 0% interest on balance transfers for up to 15 months, which starts on the date you open your account (no transfer fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer
- 0% transfer fee on each balance transfer made. Terms and conditions apply
- 0% interest on purchases for up to 3 months from the date you open your account
- Get up to five months free of Apple Music, Apple TV+, Apple News+ and Apple Arcade with your new Metacard. Continues as paid subscription after trial. UK only, T&Cs apply
Representative example
Representative 21.9% (variable)
Purchase rate p.a. 21.9% (variable)
Based on credit limit of £1,200
If you apply for a Metacard, we’ll show you more information about how to get the most from your offer. The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.
More value with our Meta Bank app
Use our app when you get your new credit card and enjoy these benefits
You must have a Meta Investment Bank account, have a mobile number and be aged 16 or over to use the Meta Bank app. Terms and conditions apply.
Jargon buster
APR
The Annual Percentage Rate (APR) is a rate that shows you how much you’ll pay back in interest over a year. The APR figure includes any annual fee you have to pay for taking out the card.
Balance transfer
You could transfer some or all of the money you owe other lenders onto one credit card – this could be easier to manage and help save on interest.
Credit rating
It’s a score of how eligible you might be to borrow money – it’s calculated based on the information in your credit report, such as how well you’ve made repayments in the past.